Teresita V. Amado
Real Estate Agent
The market is moving up! Now is the time to buy or sell a home. I can provide you with all this update information today.
Government Programs are available that can help you finance your new home.
I cover all of Treasure Coast Area. Vero Beach, Fort Pierce, Port St. Lucie, Jensen Beach, Stuart, Palm City & Palm Beach.
I’m a Florida resident since 1999. My knowledge of the market will meet your needs. I care, listen, and I know how to get the job done because I love what I do!
I have a Bachelor’s Degree in Law in Mexico and Cuba. I worked in marketing for the Palm Beach Post Newspaper.
I’m dedicated to making sure you are happy with your decisions on buying or selling a home.
Let me show you how we can achieve this process together.
I Speak English / Spanish.
A pre-qualification is a pretty straightforward, simple check to see what you can afford based on your income/debt
levels, down payment, and credit score.
If you choose to finance the home purchase with a mortgage, you’ll need to get a pre-qualification letter
first. A “pre-qualification” isn’t as robust as a pre-approval, but it’s a good idea first step to ensure you can
purchase the home you desire.
When you initially set out to purchase a new home, the real estate agent(s) and home seller will want to
know you can actually afford this Home.
After all, if you can’t afford to buy it, you’ll be wasting everyone’s time. Aside from affordability concerns,
you may find other issues that disqualify you from obtaining a mortgage.
Agents and home sellers will also want to know that you’re committed to buying a home, as opposed to
those just casually browsing.
For these reasons, most real estate agents will demand that you get pre-approved before they even begin
showing you prospective properties. I have lenders that can help you with this process of finance.
– W-2 forms (last 2 years)
– Paystubs (last 30 days)
– tax Returns (last 2 years)
– Bank Statements (last 2 months)
– Drivers License
– Social Security Card
– Address of the residence (last 2 years)
FHA loan is a mortgage insured by the Federal Housing Administration, a government agency within the
U.S. Department of Housing and Urban Development.
Borrowers with FHA loans pay for mortgage insurance, which protects the lender from a loss if the borrower
defaults on the loan.
FHA loans at attractive interest rates and with less stringent and more flexible qualification
FHA, Conventional,VA loans are available from lenders. Contact me for more information.
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